/* Ausgelagert aus page-finanzierung.php – Reihenfolge der Blöcke wie in der Vorlage. */
/* =====================================================================
   PV-Finanzierung — Präfix fz-
   ===================================================================== */
.fz-wrap{max-width:1280px;margin:0 auto;padding:120px 40px 0;}
.fz-head{max-width:760px;}
.fz-head--c{margin:0 auto;text-align:center;display:flex;flex-direction:column;align-items:center;}
.fz-head h2{margin-top:16px;font-size:clamp(30px,3.8vw,48px);font-weight:600;letter-spacing:-.025em;line-height:1.05;text-wrap:balance;}
.fz-head h2 > span:not(.se-w){color:var(--accent);}
.fz-head p{margin-top:16px;font-size:17px;line-height:1.65;color:var(--muted);max-width:640px;}
.fz-swipe{display:none;}
.fz-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;}
.fz-fn{font-size:.62em;vertical-align:super;line-height:0;font-weight:700;}

/* ---- Hero ---- */
.fz-hero{position:relative;overflow:hidden;isolation:isolate;}
.fz-hero__bg{position:absolute;inset:0;z-index:-2;}
.fz-hero__bg img{width:100%;height:100%;object-fit:cover;object-position:50% 40%;}
.fz-hero__veil{position:absolute;inset:0;z-index:-1;background:linear-gradient(105deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.9) 42%,rgba(255,255,255,.55) 72%,rgba(255,255,255,.35) 100%),linear-gradient(180deg,transparent 60%,#fff 98%);}
.fz-hero__inner{max-width:1280px;margin:0 auto;padding:150px 40px 90px;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;}
.fz-hero h1{margin-top:16px;font-size:clamp(38px,4.6vw,60px);font-weight:600;letter-spacing:-.03em;line-height:1.02;color:var(--ink);text-wrap:balance;}
.fz-hero h1 > span:not(.se-w){color:var(--accent);}
.fz-hero__lead{margin-top:20px;font-size:18px;line-height:1.6;color:var(--ink);max-width:560px;}
.fz-pills{margin-top:24px;}
.fz-pills__track{display:flex;flex-wrap:wrap;gap:8px;}
.fz-pill--dup{display:none !important;}
.fz-pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.85);border:1px solid rgba(13,13,13,.1);border-radius:999px;padding:8px 14px;font-size:13.5px;font-weight:600;color:var(--ink);white-space:nowrap;}
.fz-pill svg{width:15px;height:15px;color:var(--accent);flex:none;}
.fz-hero__cta{margin-top:30px;display:flex;flex-wrap:wrap;align-items:center;gap:14px 24px;}
.fz-btn{display:inline-flex;align-items:center;gap:14px;background:var(--se-blue);color:#fff;font-size:16px;font-weight:700;padding:8px 8px 8px 26px;border-radius:999px;text-decoration:none;white-space:nowrap;transition:background-color .2s var(--se-ease);}
.fz-btn:hover{background:var(--se-blue-hover);}
.fz-link{font-size:15px;font-weight:600;color:var(--ink);text-decoration:none;white-space:nowrap;}
.fz-link b{color:var(--accent);}

/* Tausch-Karte */
.fz-swap{position:relative;background:#fff;border-radius:30px;padding:26px;border:1px solid rgba(13,13,13,.08);box-shadow:0 50px 90px -50px rgba(9,32,84,.55),0 2px 6px rgba(9,32,84,.05);}
.fz-swap__k{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:2px 4px 16px;}
.fz-swap__k span{display:inline-flex;align-items:center;gap:7px;color:var(--accent);}
.fz-row{display:grid;grid-template-columns:44px minmax(0,1fr) auto;align-items:center;gap:14px;padding:16px 18px;border-radius:20px;background:var(--paper);}
.fz-row + .fz-row{margin-top:30px;position:relative;}
.fz-row + .fz-row::before{content:"";position:absolute;left:39px;top:-26px;width:2px;height:22px;background:repeating-linear-gradient(180deg,var(--se-line) 0 4px,transparent 4px 8px);}
.fz-row__ic{width:44px;height:44px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:#fff;color:var(--muted);}
.fz-row__ic svg{width:21px;height:21px;}
.fz-row__t b{display:block;font-size:15px;font-weight:700;color:var(--ink);line-height:1.25;}
.fz-row__t small{display:block;margin-top:3px;font-size:12.5px;line-height:1.4;color:var(--muted);}
.fz-row__v{text-align:right;white-space:nowrap;}
.fz-row__v b{display:block;font-size:26px;font-weight:800;letter-spacing:-.02em;line-height:1;color:var(--ink);font-variant-numeric:tabular-nums;}
.fz-row__v small{display:block;margin-top:4px;font-size:11.5px;font-weight:600;color:var(--muted);}
.fz-row--alt .fz-row__v b{color:var(--muted);text-decoration:line-through;text-decoration-thickness:2px;text-decoration-color:rgba(196,54,47,.55);}
.fz-row--rate{background:var(--se-blue);color:#fff;}
.fz-row--rate .fz-row__ic{background:rgba(255,255,255,.14);color:#fff;}
.fz-row--rate .fz-row__t b,.fz-row--rate .fz-row__v b{color:#fff;}
.fz-row--rate .fz-row__t small,.fz-row--rate .fz-row__v small{color:rgba(255,255,255,.78);}
.fz-row--frei{background:#FFF6DC;}
.fz-row--frei .fz-row__ic{background:var(--se-sun);color:var(--ink);}
.fz-swap__note{margin-top:16px;font-size:11.5px;line-height:1.5;color:var(--muted);padding:0 4px;}

/* ---- Reframing-Tabelle ---- */
.fz-vs{margin-top:48px;border-radius:30px;border:1px solid rgba(13,13,13,.1);overflow:hidden;background:#fff;}
.fz-vs__r{display:grid;grid-template-columns:1.05fr 1fr 1.15fr;}
.fz-vs__r + .fz-vs__r{border-top:1px solid rgba(13,13,13,.08);}
.fz-vs__c{padding:20px 26px;font-size:15px;line-height:1.5;display:flex;align-items:center;gap:12px;}
.fz-vs__c--k{font-weight:700;color:var(--ink);}
.fz-vs__c--a{color:var(--muted);}
.fz-vs__c--b{background:rgba(18,69,171,.05);color:var(--ink);font-weight:600;}
.fz-vs__r--h .fz-vs__c{padding-top:26px;padding-bottom:22px;font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;}
.fz-vs__r--h .fz-vs__c--b{background:var(--se-blue);color:#fff;}
.fz-vs__r--h .fz-vs__c--a{color:var(--muted);}
.fz-i{flex:none;width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;}
.fz-i svg{width:13px;height:13px;}
.fz-i--no{background:rgba(196,54,47,.1);color:var(--se-error);}
.fz-i--ok{background:var(--se-blue);color:#fff;}
.fz-i--mid{background:rgba(13,13,13,.07);color:var(--muted);}
.fz-vs__foot{margin-top:18px;font-size:13px;line-height:1.55;color:var(--muted);max-width:820px;}

/* ---- Phasen-Zeitstrahl ---- */
.fz-time{margin-top:48px;}
.fz-time__bar{display:grid;grid-template-columns:15fr 10fr 5fr;border-radius:999px;overflow:hidden;height:18px;}
.fz-time__bar i:nth-child(1){background:var(--se-blue);}
.fz-time__bar i:nth-child(2){background:var(--se-sun);}
.fz-time__bar i:nth-child(3){background:repeating-linear-gradient(135deg,#FCE7A6 0 8px,#FFF3CC 8px 16px);}
.fz-time__ax{display:grid;grid-template-columns:15fr 10fr 5fr;margin-top:10px;font-size:12px;font-weight:700;color:var(--muted);font-variant-numeric:tabular-nums;}
.fz-time__ax span:last-child{display:flex;justify-content:space-between;}
.fz-ph{margin-top:28px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;}
.fz-ph__c{border-radius:26px;padding:28px;background:var(--paper);}
.fz-ph__c--1{background:var(--se-blue);color:#fff;}
.fz-ph__c--2{background:#FFF6DC;}
.fz-ph__k{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;opacity:.75;}
.fz-ph__c h3{margin-top:10px;font-size:22px;font-weight:700;letter-spacing:-.015em;line-height:1.2;}
.fz-ph__c p{margin-top:10px;font-size:15px;line-height:1.6;color:var(--muted);}
.fz-ph__c--1 p{color:rgba(255,255,255,.82);}

/* ---- Rechner ---- */
.fz-calc{margin-top:48px;border-radius:36px;padding:48px;background:var(--se-blue);color:#fff;display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;box-shadow:0 50px 100px -56px rgba(9,32,84,.75);}
.fz-in + .fz-in{margin-top:28px;}
.fz-in__l{display:flex;align-items:baseline;justify-content:space-between;gap:12px;font-size:14px;font-weight:600;color:rgba(255,255,255,.88);}
.fz-in__l b{font-size:22px;font-weight:800;color:#fff;white-space:nowrap;font-variant-numeric:tabular-nums;}
.fz-in__h{margin-top:6px;font-size:12.5px;line-height:1.45;color:rgba(255,255,255,.66);}
.fz-range{width:100%;margin-top:14px;-webkit-appearance:none;appearance:none;height:8px;border-radius:999px;background:rgba(255,255,255,.22);outline:none;}
.fz-range::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--se-sun);cursor:pointer;border:3px solid #fff;box-shadow:0 4px 12px rgba(0,0,0,.3);}
.fz-range::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--se-sun);cursor:pointer;border:3px solid #fff;}
.fz-range:focus-visible{outline:2px solid var(--se-sun);outline-offset:6px;}
.fz-terms{margin-top:14px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px;padding:5px;border-radius:16px;background:rgba(255,255,255,.12);}
.fz-term{border:0;border-radius:12px;padding:11px 4px;background:transparent;color:#fff;font-size:14px;font-weight:700;white-space:nowrap;transition:background-color .2s,color .2s;}
.fz-term.is-on{background:#fff;color:var(--accent);box-shadow:0 6px 16px -8px rgba(0,0,0,.4);}
.fz-out{display:flex;flex-direction:column;gap:14px;}
.fz-out__top{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.fz-tile{border-radius:22px;padding:20px 22px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);}
.fz-tile--hi{background:#fff;color:var(--ink);border-color:#fff;}
.fz-tile__k{font-size:12.5px;font-weight:700;color:rgba(255,255,255,.75);}
.fz-tile--hi .fz-tile__k{color:var(--muted);}
.fz-tile__v{margin-top:8px;font-size:clamp(28px,3vw,38px);font-weight:800;letter-spacing:-.02em;line-height:1;white-space:nowrap;font-variant-numeric:tabular-nums;}
.fz-tile--hi .fz-tile__v{color:var(--accent);}
.fz-tile__s{margin-top:6px;font-size:12.5px;line-height:1.4;color:rgba(255,255,255,.72);}
.fz-tile--hi .fz-tile__s{color:var(--muted);}
.fz-verdict{display:flex;align-items:flex-start;gap:12px;border-radius:18px;padding:15px 18px;background:rgba(247,181,0,.16);border:1px solid rgba(247,181,0,.5);font-size:14.5px;line-height:1.5;}
.fz-verdict svg{flex:none;width:22px;height:22px;color:var(--se-sun);margin-top:1px;}
.fz-verdict b{color:#fff;}
.fz-chart{border-radius:22px;padding:18px 18px 12px;background:rgba(9,26,64,.32);}
.fz-chart__k{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:12.5px;font-weight:600;color:rgba(255,255,255,.82);}
.fz-chart__k i{display:inline-block;width:18px;height:3px;border-radius:2px;margin-right:7px;vertical-align:middle;}
.fz-chart svg{display:block;width:100%;height:auto;margin-top:10px;overflow:visible;}
.fz-chart text{font-size:11px;fill:rgba(255,255,255,.62);font-family:inherit;}

/* Laufzeiten-Tabelle */
.fz-tbl{margin-top:22px;border-radius:26px;border:1px solid rgba(13,13,13,.1);background:#fff;overflow-x:auto;-webkit-overflow-scrolling:touch;}
.fz-tbl table{width:100%;border-collapse:collapse;min-width:640px;font-variant-numeric:tabular-nums;}
.fz-tbl th,.fz-tbl td{padding:16px 22px;text-align:right;font-size:15px;white-space:nowrap;}
.fz-tbl th:first-child,.fz-tbl td:first-child{text-align:left;}
.fz-tbl thead th{font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);background:var(--paper);}
.fz-tbl tbody tr + tr td{border-top:1px solid rgba(13,13,13,.07);}
.fz-tbl tbody td:first-child{font-weight:700;}
.fz-tbl tr.is-on td{background:rgba(18,69,171,.06);}
.fz-tbl tr.is-on td:first-child{box-shadow:inset 4px 0 0 var(--accent);}
.fz-tbl .fz-pos{color:#106548;font-weight:700;}
.fz-tbl .fz-neg{color:var(--se-error);font-weight:700;}
.fz-tbl td.fz-tbl__cap{padding:14px 22px;font-size:12.5px;line-height:1.5;color:var(--muted);border-top:1px solid rgba(13,13,13,.07);text-align:left;white-space:normal;}
.fz-legal{margin-top:16px;font-size:12px;line-height:1.6;color:var(--muted);}
.fz-ph-note{margin-top:12px;padding:12px 16px;border-radius:12px;border:1px dashed #C4362F;background:#FFF4F3;color:#8A1F1A;font-size:13px;line-height:1.5;}

/* ---- Konditionen ---- */
.fz-kgrid{margin-top:48px;display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:24px;align-items:start;}
.fz-kgrid > *{min-width:0;}
.fz-kond{border-radius:30px;background:var(--paper);padding:10px 28px;}
.fz-kond__r{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:4px 16px;padding:17px 0;align-items:baseline;}
.fz-kond__r + .fz-kond__r{border-top:1px solid rgba(13,13,13,.09);}
.fz-kond__k{font-size:14.5px;font-weight:600;color:var(--muted);}
.fz-kond__v{font-size:17px;font-weight:800;color:var(--ink);text-align:right;white-space:nowrap;}
.fz-kond__d{grid-column:1/-1;font-size:13px;line-height:1.45;color:var(--muted);}
.fz-cmp{border-radius:30px;border:1px solid rgba(13,13,13,.1);background:#fff;overflow-x:auto;-webkit-overflow-scrolling:touch;}
.fz-cmp table{width:100%;border-collapse:separate;border-spacing:0;min-width:720px;}
.fz-cmp th,.fz-cmp td{padding:15px 14px;font-size:13.5px;line-height:1.35;text-align:center;vertical-align:middle;}
.fz-cmp thead th{font-size:12.5px;font-weight:800;color:var(--ink);padding-top:22px;padding-bottom:18px;}
.fz-cmp thead th small{display:block;margin-top:3px;font-size:11px;font-weight:600;color:var(--muted);}
.fz-cmp th[scope="row"]{text-align:left;font-weight:700;color:var(--ink);position:sticky;left:0;background:#fff;z-index:1;min-width:150px;}
.fz-cmp tbody tr td,.fz-cmp tbody tr th{border-top:1px solid rgba(13,13,13,.07);}
.fz-cmp .is-uns{background:rgba(18,69,171,.06);}
.fz-cmp thead .is-uns{background:var(--se-blue);color:#fff;border-radius:20px 20px 0 0;}
.fz-cmp thead .is-uns small{color:rgba(255,255,255,.8);}
.fz-cmp td .fz-i{margin:0 auto 6px;}
.fz-cmp td span:not(.fz-i){display:block;color:var(--muted);}
.fz-cmp td.is-uns span:not(.fz-i){color:var(--ink);font-weight:600;}
.fz-what{margin-top:22px;display:flex;flex-wrap:wrap;align-items:center;gap:8px;}
.fz-what b{font-size:14px;margin-right:6px;}
.fz-chip{display:inline-flex;align-items:center;gap:7px;border-radius:999px;padding:8px 14px;background:#fff;border:1px solid rgba(13,13,13,.1);font-size:13.5px;font-weight:600;white-space:nowrap;}
.fz-chip svg{width:15px;height:15px;color:var(--accent);}

/* ---- Ablauf ---- */
.fz-steps{margin-top:48px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;counter-reset:fz;}
.fz-step{position:relative;border-radius:26px;padding:26px;border:1px solid rgba(13,13,13,.1);background:#fff;}
.fz-step__n{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--se-accent-pale);color:var(--accent);font-size:16px;font-weight:800;}
.fz-step--hi{background:var(--se-blue);border-color:var(--accent);color:#fff;}
.fz-step--hi .fz-step__n{background:var(--se-sun);color:var(--ink);}
.fz-step h3{margin-top:18px;font-size:18px;font-weight:700;letter-spacing:-.01em;line-height:1.25;}
.fz-step p{margin-top:8px;font-size:14.5px;line-height:1.55;color:var(--muted);}
.fz-step--hi p{color:rgba(255,255,255,.82);}
.fz-step__t{display:inline-block;margin-top:14px;font-size:12px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--accent);}
.fz-step--hi .fz-step__t{color:var(--se-sun);}
.fz-usp{margin-top:20px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;}
.fz-usp div{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;line-height:1.5;color:var(--muted);}
.fz-usp b{display:block;color:var(--ink);font-size:15px;}
.fz-usp svg{flex:none;width:22px;height:22px;color:var(--accent);margin-top:1px;}

/* ---- FAQ + Kontakt ---- */
.fz-faq{border-radius:36px;padding:56px;background:var(--se-blue);color:#fff;display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start;}
.fz-faq h2{margin-top:16px;font-size:clamp(28px,3.2vw,40px);font-weight:600;letter-spacing:-.02em;line-height:1.08;}
.fz-faq__lead{margin-top:14px;font-size:15.5px;line-height:1.6;color:rgba(255,255,255,.8);}
.fz-hub{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:stretch;}
.fz-hub__side{border-radius:30px;padding:clamp(26px,3vw,40px);background:var(--paper);display:flex;flex-direction:column;}
.fz-hub__side h3{font-size:clamp(21px,2.3vw,26px);font-weight:700;letter-spacing:-.02em;line-height:1.15;}
.fz-hub__side > p{margin-top:10px;font-size:15px;line-height:1.6;color:var(--muted);}
.fz-hub__list{list-style:none;margin:20px 0 0;padding:0;display:flex;flex-direction:column;gap:12px;}
.fz-hub__list li{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;line-height:1.45;font-weight:600;}
.fz-hub__list svg{flex:none;width:20px;height:20px;color:var(--accent);margin-top:1px;}
.fz-hub__tel{margin-top:auto;padding-top:24px;}
.fz-hub__tel a{display:flex;align-items:center;gap:12px;padding:14px 16px;border-radius:18px;background:#fff;border:1px solid rgba(13,13,13,.08);color:var(--ink);text-decoration:none;}
.fz-hub__tel a span{width:42px;height:42px;border-radius:50%;background:var(--se-accent-pale);color:var(--accent);display:flex;align-items:center;justify-content:center;flex:none;}
.fz-hub__tel small{display:block;font-size:12px;font-weight:600;color:var(--muted);}
.fz-hub__tel strong{display:block;font-size:17px;font-weight:800;}

/* ---- Responsive ---- */
@media(max-width:1100px){
	.fz-steps,.fz-usp{grid-template-columns:repeat(2,minmax(0,1fr));}
	.fz-kgrid{grid-template-columns:minmax(0,1fr);}
}
@media(max-width:980px){
	.fz-hero__inner{grid-template-columns:1fr;gap:36px;padding:132px 24px 64px;}
	.fz-calc{grid-template-columns:1fr;padding:34px 26px;gap:32px;}
	.fz-faq{grid-template-columns:1fr;gap:28px;padding:40px 26px;}
	.fz-hub{grid-template-columns:1fr;}
	.fz-ph{grid-template-columns:1fr;gap:12px;}
}
@media(max-width:760px){
	/* Reframing: Kriterium als Zeilenkopf, darunter beide Seiten nebeneinander */
	.fz-vs__r{grid-template-columns:1fr 1fr;}
	.fz-vs__c--k{grid-column:1/-1;padding:16px 18px 4px;font-size:13px;letter-spacing:.02em;color:var(--muted);}
	.fz-vs__c{padding:8px 18px 16px;font-size:14px;align-items:flex-start;gap:9px;}
	.fz-vs__c .fz-i{width:20px;height:20px;}
	.fz-vs__c .fz-i svg{width:11px;height:11px;}
	.fz-vs__r--h .fz-vs__c--k{display:none;}
	.fz-vs__r--h .fz-vs__c{padding:16px 18px;font-size:11.5px;}
	.fz-vs__c--b{background:rgba(18,69,171,.05);}
}
@media(max-width:640px){
	.fz-hero__inner{padding:112px 20px 48px;}
	.fz-hero__lead{font-size:16px;}
	/* Vorteile als automatisch laufendes Band (Endlos über die Kopie) */
	.fz-pills{margin-inline:-20px;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 18px,#000 calc(100% - 18px),transparent 100%);mask-image:linear-gradient(90deg,transparent 0,#000 18px,#000 calc(100% - 18px),transparent 100%);}
	.fz-pills__track{flex-wrap:nowrap;width:max-content;gap:6px;padding-left:20px;animation:se-marquee 24s linear infinite;}
	.fz-pill--dup{display:inline-flex !important;}
	.fz-pill{font-size:12.5px;padding:7px 12px;}
	.fz-hero__cta{flex-direction:column;align-items:flex-start;}
	.fz-btn{padding:8px 8px 8px 22px;}
	.fz-link{text-align:left;}
	.fz-swap{padding:18px;border-radius:26px;}
	.fz-row{grid-template-columns:38px minmax(0,1fr) auto;gap:11px;padding:13px 14px;border-radius:17px;}
	.fz-row__ic{width:38px;height:38px;border-radius:12px;}
	.fz-row__ic svg{width:18px;height:18px;}
	.fz-row + .fz-row::before{left:32px;}
	.fz-row__t b{font-size:14px;}
	.fz-row__t small{font-size:11.5px;}
	.fz-row__v b{font-size:21px;}
	.fz-time__bar{height:14px;}
	.fz-time__ax{font-size:11px;}
	.fz-ph__c{padding:22px;border-radius:22px;}
	.fz-ph__c h3{font-size:19px;}
	.fz-calc{padding:26px 20px;border-radius:28px;}
	.fz-out__top{grid-template-columns:1fr;}
	.fz-in__l{font-size:13.5px;}
	.fz-in__l b{font-size:19px;}
	.fz-term{font-size:13px;padding:10px 2px;}
	.fz-tile{padding:16px 18px;}
	.fz-tbl th,.fz-tbl td{padding:13px 14px;font-size:14px;}
	.fz-kond{padding:4px 20px;border-radius:24px;}
	.fz-kond__v{font-size:15.5px;}
	.fz-steps,.fz-usp{grid-template-columns:1fr;gap:12px;}
	.fz-step{display:grid;grid-template-columns:42px minmax(0,1fr);column-gap:16px;padding:20px;border-radius:22px;}
	.fz-step__n{grid-row:1/span 3;}
	.fz-step h3{margin-top:0;align-self:center;}
	.fz-step p,.fz-step__t{grid-column:2;}
	.fz-faq{border-radius:28px;}
	.fz-lang{display:none;}
	.fz-head--c{text-align:left;align-items:flex-start;}
	/* Laufzeiten-Tabelle: Kernspalten ohne Querscrollen */
	.fz-tbl table{min-width:0;}
	.fz-tbl th:nth-child(3),.fz-tbl td:nth-child(3),.fz-tbl th:nth-child(5),.fz-tbl td:nth-child(5){display:none;}
	.fz-tbl th,.fz-tbl td{padding:13px 10px;font-size:13.5px;}
	.fz-tbl thead th{white-space:normal;font-size:10.5px;line-height:1.3;vertical-align:bottom;}
	.fz-tbl th:first-child,.fz-tbl td:first-child{padding-left:16px;}
	.fz-tbl th:last-child,.fz-tbl td:last-child{padding-right:16px;}
	.fz-tbl td.fz-tbl__cap{padding:13px 16px;font-size:12px;}
	.fz-swipe{display:flex;align-items:center;gap:7px;margin-top:10px;font-size:12px;font-weight:600;color:var(--muted);}
	.fz-swipe svg{width:16px;height:16px;}
}
@media(prefers-reduced-motion:reduce){.fz-term,.fz-btn{transition:none;}.fz-pills__track{animation:none !important;}.fz-pills{overflow-x:auto;}}

/* Feedback 15.10.2026 */
/* Konditionen links schmaler, damit der Vergleich rechts mehr Platz hat */
@media (min-width: 1001px) { .fz-kgrid { grid-template-columns: minmax(0,.66fr) minmax(0,1.34fr); } }
/* Anfrage: Bewertungen im Funnel-Kasten, rechts weniger Luft */
.fz-hub { align-items: start; }
.fz-hub__tel { margin-top: 0; padding-top: 22px; }
/* Rechner: Überschrift über den Reglern, linke Spalte vertikal mittig (15.10.2026) */
.fz-calc__l{align-self:center;}
.fz-calc__kopf{margin-bottom:30px;}
.fz-calc__kopf h3{font-size:clamp(24px,2.4vw,30px);font-weight:700;letter-spacing:-.02em;line-height:1.1;color:#fff;}
.fz-calc__kopf p{margin-top:8px;font-size:15px;line-height:1.55;color:rgba(255,255,255,.78);max-width:420px;}
@media(max-width:1000px){.fz-calc__kopf{margin-bottom:22px;}}
/* Rechner-Fuß: Hinweis + Übergabe an den Berater */
.fz-calc__foot{display:flex;align-items:center;justify-content:space-between;gap:12px 20px;flex-wrap:wrap;margin-top:16px;}
.fz-calc__foot span{font-size:12.5px;line-height:1.45;color:rgba(255,255,255,.72);max-width:360px;}
.fz-calc__foot a{display:inline-flex;align-items:center;gap:12px;padding:6px 6px 6px 20px;border-radius:999px;background:var(--se-sun);color:var(--ink);font-size:14.5px;font-weight:700;text-decoration:none;white-space:nowrap;}